Debt Settlement vs. Debt Consolidation

Debt Consolidation Loans Consolidating all your debt into one monthly bill may seem like a great way to take control of your debt, but at Real Easy Credit, LLC we urge you to be very careful. There is a very high chance that you could end up in even deeper debt! Like many things in life, Debt Consolidation Loans have a catch. At Real Easy Credit, LLC we have found many clients who have ended up with a larger debt due to the high APR's (Adjusted Periodic Rate) of Debt Consolidation Loans. If you have found yourself in a similar situation, do not worry; we have helped hundreds of people just like you. Here are a couple things to take note of if you are thinking of a Debt Consolidation Loan. When a lender loans money to pay off all your credit cards and other debt, you have one monthly bill which is paid to the lender. Often these loans do not have a lower APR, and can be as high as APR's of 24%. Even if you do get a decent APR, you are still in debt. The big mistake which we have seen at Real Easy Credit, LLC is people giving up unsecured debt for secured debt. Most Debt Consolidation Loans are given in the form of home equity loans; which means if you do not pay you lose your home. At Real Easy Credit, LLC we understand that Debt can be a stressful time for many people. Do you really need to add the stress of possibly losing your home with unsecured debt? Call us today at 1-718-502-9371 and receive free information on alternatives. Begin to take control of your life   Debt Settlement   Debt settlement is a cost-effective, simple option to pay off your debts. We understand the stress and struggle of living with an overwhelming amount of debt, and our goal is to reduce and consolidate your debt so that you can begin living the lifestyle you've been dreaming about…being debt free! If you're simply paying minimum monthly payments, then surely it feels like you are spinning your wheels, getting nowhere. Our program is custom-built for each client’s current personal and financial situation and level of debt in order to make the process as quick and affordable for you. Real Easy Credit, LLC negotiation process has been tested and developed over years of experience by our team of professionals in the field of finance and credit card debt. Our professionals are highly skilled in each of their fields of expertise. Through established creditor relationships and proven processes, we are able to successfully negotiate the debts of our clients at a substantial discount. Creditors are willing to negotiate a debt with Real Easy Credit, LLC, on behalf of our clients, with the understanding that the settled amount will be paid in a timely manner. Furthermore, creditors are always looking to avoid the ineffective and costly efforts of an outside collection company. Real Easy Credit, LLC continues to develop our relationships with creditors throughout the country, and we always maintain a very professional and cooperative relationship with the creditors in order to reach the most favorable settlement offer for our clients. Debt settlement is a legitimate way of solving your problem without the need for bankruptcy. Our representatives work each case individually to determine your eligibility and then, if you qualify, they will establish a program that allows repayment of the debt through affordable monthly payments while ultimately saving your credit. This approach reduces your debt vs. consolidation options. Our approach assists you by reducing the time to repay the debt and by lowering the total amount you owe. For more information, complete our brief form for a free 10 minute evaluation. A Real Easy Credit, LLC representative will contact you to discuss how to get started today. There is no cost or obligation.